I have enjoyed being in Carlsbad and serving as a Realtor/Loan Consultant for many years.   Carlsbad has grown over the years and there is not much vacant spaces left.    It is now more convenient with new stores and schools, etc. to serve a growing population.   Despite the growth and increased traffic, it is still a lovely place to live as it is close to the ocean and mountains.

With the current market condition and declining values from increasing foreclosures, it is only natural that I am now helping homeowners from losing their homes through our network of services.   If you know of anyone struggling and suffering hardship or lost their jobs, please have them contact me soonest possible especially if they have an auction date.   We have a network of resources from jobs to temporary rent assistance/mortgage payment assistance programs to refer them.   Reducing all their debts and creating cashflow through overall financial health check and solutions to restore better control of finances by cleaning their credit history.   Good credit, bad credit, no value does not affect loss mitigation.

By helping your neighbors, you are also helping your own home value from getting worse and affecting all industries from rising joblessness to homelessness.

I offer free real estate sales and residential loan consultation and referrals for rentals, lease option and other real estate investment joint ventures/partnerships. 

I look forward to helping you with any real estate or credit needs.